LocalSalaryHub Salary Report
Insurance Sales Agents in Bay City, MI · Generated June 3, 2026
Insurance Sales Agents Salary in Bay City, MI $45,370/yr
$45,370
Mean: $60,450
~$35,389 est. take-home
$21.81
Based on 2,080 hrs/yr
100
100 = national avg
Salary Distribution
Where the median falls between the 25th and 75th percentile.
25th %
$43,320
Median
$45,370
75th %
$69,990
Median is in the 8th percentile of the typical range
Insurance Sales Agents in other MI cities
Compare the same occupation across cities in MI.
About Insurance Sales Agents salaries in Bay City, MI
Insurance Sales Agents in Bay City, MI earn a median of $45,370 per year, based on BLS Occupational Employment and Wage Statistics data. The mean salary is $60,450, which tends to skew higher because a small number of high earners pull the average up.
Most insurance sales agents in this area earn between $43,320 and $69,990. Where you land depends on experience, employer type, and whether you have in-demand specializations.
That works out to roughly $21.81 per hour assuming a standard 2,080-hour work year. Actual hourly pay may differ for part-time or contract roles.
Career Outlook
This occupation is tracking close to the national average for job growth. Openings come from a mix of new positions and people retiring or changing careers, with regional variation depending on local industry mix.
Worth knowing: Staying current with industry certifications and picking up adjacent skills (data literacy, project management, or automation tools) is the most reliable way to earn above median in this field.
Insurance Sales Agents Jobs in Bay City, MI
Median: $45,370/yr — browse openings that fit.
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Frequently Asked Questions
What is the average salary for a insurance sales agents in Bay City?▾
The median — where half earn more and half earn less — is $45,370. The average (mean) is $60,450, which is higher because top earners pull it up.
How much does a insurance sales agents make per hour in Bay City?▾
About $21.81/hour, based on a standard 2,080-hour work year. Part-time or overtime hours will change the actual rate.
What is the salary range for insurance sales agents in Bay City?▾
The middle 50% earn between $43,320 and $69,990. Below $43,320 is typically entry-level; above $69,990 usually means significant experience or specialized skills.
Salary Conversion Table
How does $45,370 per year break down across different time periods?
| Period | Gross | Est. Take-Home |
|---|---|---|
| Yearly | $45,370 | $35,389 |
| Monthly | $3,781 | $2,949 |
| Biweekly | $1,745 | $1,361 |
| Weekly | $873 | $681 |
| Hourly (40h/wk) | $21.81 | $17.01 |
| Hourly (35h/wk) | $24.93 | $19.44 |
| Hourly (30h/wk) | $29.08 | $22.69 |
| Daily (8h) | $175 | $136 |
Take-home estimates use an effective tax rate of 22%. Actual amounts vary by filing status, deductions, and state tax.
Insurance Sales Agents: Highest-Paying Cities in the U.S.
Top 10 cities nationwide for insurance sales agents, based on BLS median salary data.
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