Salary comparison
Insurance Sales Agents: Philadelphia vs Sacramento
Philadelphia, PA pays about 0.7% more for insurance sales agents on paper — $81,540 vs $80,940. But once you factor in what it costs to live there, Philadelphia comes out ahead by $600 a year in real buying power.
Philadelphia, PA
$81,540
$59,770
$121,220
$39.20
100
$81,540/yr
Median adjusted for local cost of living.
Sacramento, CA
$80,940
$58,960
$123,130
$38.91
100
$80,940/yr
Median adjusted for local cost of living.
What the numbers mean in practice
The headline gap is $600 a year (0.7%) in favor of Philadelphia. That is the raw salary difference before any living costs.
Philadelphia runs a cost index of 100 against the national baseline of 100; Sacramento sits at 100. After adjusting the median for those costs, Philadelphia is the better deal by $600 a year — that is what each paycheck actually buys locally.
If you are weighing a move from Sacramento to Philadelphia for this role, the raise needs to beat 0.7% to come out ahead after living costs. Anything below that and you are earning more on paper but keeping less.
Common questions
Where do insurance sales agents earn more, Philadelphia or Sacramento?
Philadelphia pays $81,540 on median — about 0.7% more than Sacramento ($80,940). Based on BLS Occupational Employment and Wage Statistics.
Which city is the better deal after living costs?
Philadelphia. Once you divide each median by the local cost index, Philadelphia gives you roughly$81,540 of real buying power versus $80,940 in the other city.