Salary comparison
Loan Officers: Denver vs Des Moines
Des Moines, IA pays about 1.1% more for loan officers on paper — $101,190 vs $100,130. But once you factor in what it costs to live there, Des Moines comes out ahead by $1,060 a year in real buying power.
Denver, CO
$100,130
$62,300
$128,110
$48.14
100
$100,130/yr
Median adjusted for local cost of living.
Des Moines, IA
$101,190
$73,510
$125,980
$48.65
100
$101,190/yr
Median adjusted for local cost of living.
What the numbers mean in practice
The headline gap is $1,060 a year (1.1%) in favor of Des Moines. That is the raw salary difference before any living costs.
Denver runs a cost index of 100 against the national baseline of 100; Des Moines sits at 100. After adjusting the median for those costs, Des Moines is the better deal by $1,060 a year — that is what each paycheck actually buys locally.
If you are weighing a move from Denver to Des Moines for this role, the raise needs to beat 1.1% to come out ahead after living costs. Anything below that and you are earning more on paper but keeping less.
Common questions
Where do loan officers earn more, Denver or Des Moines?
Des Moines pays $101,190 on median — about 1.1% more than Denver ($100,130). Based on BLS Occupational Employment and Wage Statistics.
Which city is the better deal after living costs?
Des Moines. Once you divide each median by the local cost index, Des Moines gives you roughly$101,190 of real buying power versus $100,130 in the other city.