LocalSalaryHub Salary Report
Loan Officers in Waterbury, CT · Generated June 14, 2026
Loan Officers Salary in Waterbury, CT $95,530/yr
$95,530
Mean: $101,320
~$74,513 est. take-home
$45.93
Based on 2,080 hrs/yr
100
100 = national avg
Very affordable
Affordability score: 100/100
$4,034/mo
61%
Salary Distribution
Where the median falls between the 25th and 75th percentile.
25th %
$66,180
Median
$95,530
75th %
$108,750
Median is in the 69th percentile of the typical range
Loan Officers in other CT cities
Compare the same occupation across cities in CT.
About Loan Officers salaries in Waterbury, CT
Loan Officers in Waterbury, CT earn a median of $95,530 per year, based on BLS Occupational Employment and Wage Statistics data. The mean salary is $101,320, which tends to skew higher because a small number of high earners pull the average up.
Most loan officers in this area earn between $66,180 and $108,750. Where you land depends on experience, employer type, and whether you have in-demand specializations.
That works out to roughly $45.93 per hour assuming a standard 2,080-hour work year. Actual hourly pay may differ for part-time or contract roles.
Career Outlook
4% growth. Mortgage volume swings with interest rates, but commercial lending, SBA loans, and fintech platforms create steadier demand. When rates drop, refinance booms create temporary spikes in hiring.
Worth knowing: Commercial loan officers consistently out-earn consumer loan officers. The commission structure matters more than the base salary — top producers at commercial banks can double their base through origination fees.
Loan Officers Jobs in Waterbury, CT
Median: $95,530/yr — browse openings that fit.
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Frequently Asked Questions
What is the average salary for a loan officers in Waterbury?▾
The median — where half earn more and half earn less — is $95,530. The average (mean) is $101,320, which is higher because top earners pull it up.
How much does a loan officers make per hour in Waterbury?▾
About $45.93/hour, based on a standard 2,080-hour work year. Part-time or overtime hours will change the actual rate.
What is the salary range for loan officers in Waterbury?▾
The middle 50% earn between $66,180 and $108,750. Below $66,180 is typically entry-level; above $108,750 usually means significant experience or specialized skills.
Salary Conversion Table
How does $95,530 per year break down across different time periods?
| Period | Gross | Est. Take-Home |
|---|---|---|
| Yearly | $95,530 | $74,513 |
| Monthly | $7,961 | $6,209 |
| Biweekly | $3,674 | $2,866 |
| Weekly | $1,837 | $1,433 |
| Hourly (40h/wk) | $45.93 | $35.82 |
| Hourly (35h/wk) | $52.49 | $40.94 |
| Hourly (30h/wk) | $61.24 | $47.76 |
| Daily (8h) | $367 | $287 |
Take-home estimates use an effective tax rate of 22%. Actual amounts vary by filing status, deductions, and state tax.
Loan Officers: Highest-Paying Cities in the U.S.
Top 10 cities nationwide for loan officers, based on BLS median salary data.
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See more salary data
More pages tied to this occupation and region.
- Loan Officers salaries nationwide — the national median and the highest-paying metros for loan officers across all states.
- All CT salary data — every occupation we cover in CT, ranked by median pay, plus the cities that pay the most.
- Loan Officers in Enid, OK — the top-paying city for loan officers in our dataset, in case you are weighing a move out of Waterbury.
- Project Management Specialists salary overview — a closely related role (same SOC major group) with a national median of $93,644.