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Loan Officers Salary in Jefferson City, MO

BLS Official DataUpdated 2025-05-31
Median Annual

$64,430

Mean: $72,170

~$50,255 est. take-home

Hourly Rate

$30.98

Based on 2,080 hrs/yr

Cost of Living

100

100 = national avg

A

Very affordable

Affordability score: 100/100

Monthly surplus

$1,872/mo

Savings rate

43%

Loan Officers salary in Jefferson City, MO — median $64,430/year, range $47,770-$82,850

Salary Distribution

Where the median falls between the 25th and 75th percentile.

25th %

$47,770

Median

$64,430

75th %

$82,850

Median is in the 47th percentile of the typical range

Loan Officers in other MO cities

Compare the same occupation across cities in MO.

About Loan Officers salaries in Jefferson City, MO

Loan Officers in Jefferson City, MO earn a median of $64,430 per year, based on BLS Occupational Employment and Wage Statistics data. The mean salary is $72,170, which tends to skew higher because a small number of high earners pull the average up.

Most loan officers in this area earn between $47,770 and $82,850. Where you land depends on experience, employer type, and whether you have in-demand specializations.

That works out to roughly $30.98 per hour assuming a standard 2,080-hour work year. Actual hourly pay may differ for part-time or contract roles.

Career Outlook

4% growthAs fast as average (BLS 2024–2034)

4% growth. Mortgage volume swings with interest rates, but commercial lending, SBA loans, and fintech platforms create steadier demand. When rates drop, refinance booms create temporary spikes in hiring.

Worth knowing: Commercial loan officers consistently out-earn consumer loan officers. The commission structure matters more than the base salary — top producers at commercial banks can double their base through origination fees.

Loan Officers Jobs in Jefferson City, MO

Median: $64,430/yr — browse openings that fit.

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Frequently Asked Questions

What is the average salary for a loan officers in Jefferson City?

The median — where half earn more and half earn less — is $64,430. The average (mean) is $72,170, which is higher because top earners pull it up.

How much does a loan officers make per hour in Jefferson City?

About $30.98/hour, based on a standard 2,080-hour work year. Part-time or overtime hours will change the actual rate.

What is the salary range for loan officers in Jefferson City?

The middle 50% earn between $47,770 and $82,850. Below $47,770 is typically entry-level; above $82,850 usually means significant experience or specialized skills.

Salary Conversion Table

How does $64,430 per year break down across different time periods?

PeriodGrossEst. Take-Home
Yearly$64,430$50,255
Monthly$5,369$4,188
Biweekly$2,478$1,933
Weekly$1,239$966
Hourly (40h/wk)$30.98$24.16
Hourly (35h/wk)$35.4$27.61
Hourly (30h/wk)$41.3$32.21
Daily (8h)$248$193

Take-home estimates use an effective tax rate of 22%. Actual amounts vary by filing status, deductions, and state tax.

Loan Officers: Highest-Paying Cities in the U.S.

Top 10 cities nationwide for loan officers, based on BLS median salary data.

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