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Loan Officers Salary in Stockton, CA

BLS Official DataUpdated 2025-05-31
Median Annual

$79,810

Mean: $103,440

~$62,252 est. take-home

Hourly Rate

$38.37

Based on 2,080 hrs/yr

Cost of Living

100

100 = national avg

Loan Officers salary in Stockton, CA — median $79,810/year, range $61,610-$130,680

Salary Distribution

Where the median falls between the 25th and 75th percentile.

25th %

$61,610

Median

$79,810

75th %

$130,680

Median is in the 26th percentile of the typical range

Loan Officers in other CA cities

Compare the same occupation across cities in CA.

About Loan Officers salaries in Stockton, CA

Loan Officers in Stockton, CA earn a median of $79,810 per year, based on BLS Occupational Employment and Wage Statistics data. The mean salary is $103,440, which tends to skew higher because a small number of high earners pull the average up.

Most loan officers in this area earn between $61,610 and $130,680. Where you land depends on experience, employer type, and whether you have in-demand specializations.

That works out to roughly $38.37 per hour assuming a standard 2,080-hour work year. Actual hourly pay may differ for part-time or contract roles.

Career Outlook

4% growthAs fast as average (BLS 2024–2034)

4% growth. Mortgage volume swings with interest rates, but commercial lending, SBA loans, and fintech platforms create steadier demand. When rates drop, refinance booms create temporary spikes in hiring.

Worth knowing: Commercial loan officers consistently out-earn consumer loan officers. The commission structure matters more than the base salary — top producers at commercial banks can double their base through origination fees.

Frequently Asked Questions

What is the average salary for a loan officers in Stockton?

The median — where half earn more and half earn less — is $79,810. The average (mean) is $103,440, which is higher because top earners pull it up.

How much does a loan officers make per hour in Stockton?

About $38.37/hour, based on a standard 2,080-hour work year. Part-time or overtime hours will change the actual rate.

What is the salary range for loan officers in Stockton?

The middle 50% earn between $61,610 and $130,680. Below $61,610 is typically entry-level; above $130,680 usually means significant experience or specialized skills.

Salary Conversion Table

How does $79,810 per year break down across different time periods?

PeriodGrossEst. Take-Home
Yearly$79,810$62,252
Monthly$6,651$5,188
Biweekly$3,070$2,394
Weekly$1,535$1,197
Hourly (40h/wk)$38.37$29.93
Hourly (35h/wk)$43.85$34.2
Hourly (30h/wk)$51.16$39.91
Daily (8h)$307$239

Take-home estimates use an effective tax rate of 22%. Actual amounts vary by filing status, deductions, and state tax.

Loan Officers: Highest-Paying Cities in the U.S.

Top 10 cities nationwide for loan officers, based on BLS median salary data.

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